Banner Electric / Project financing

Power your home.
Plan your payments.

A standby generator or an electrical upgrade is a big decision. Explore monthly payment options, then choose what works for your home and your budget.

Check My Payment Options Get a Project Quote

Checking personal-loan options through Hearth won’t affect your credit score. Applying with a lender may.

Financing options through Hearth. Installation by Banner Electric.

Residential Kohler standby generator installed beside a home
Reliable power starts with a plan.
Up to $250,000Loan amounts for qualified borrowers
No home equity requiredWith unsecured personal-loan options
No prepayment penaltiesOn personal loans found through Hearth

Two ways to explore payment options

Payment options for your project.

We’ll help you work out the project. Hearth can help you compare financing from its lending partners.

Personal loans

Spread out the project cost.

See personalized loan options with monthly payments. Compare the rate, term and total cost before deciding whether an offer fits.

  • Check options without affecting your credit score
  • Unsecured options that don’t require home equity
  • No penalty for paying a personal loan off early
Explore Loan Options

Approval, amounts, rates and terms depend on the lender and your credit profile. Funding timing varies.

Credit card offers

Explore 0% introductory APR.

Qualified applicants may be eligible for a credit card with a 0% introductory APR offer through Hearth. It’s another option to consider alongside a personal loan.

  • Promotional financing for eligible applicants
  • Credit limits and offer terms vary by issuer
  • Review the ongoing APR and fees before applying
Ask About Card Offers

0% APR is introductory, not permanent. The standard APR applies after the promotional period. A credit card application may affect your credit score.

Keep it simple

Let’s start with a quote.

Not sure what size generator you need or what your electrical work will cost? Talk with us first. You don’t need to pick financing to request a quote.

Request a Generator Quote

  1. Tell us what you need.

    We’ll review the work and help you understand the project scope and price.

  2. Compare your payment options.

    Use Hearth to explore available offers. Review the monthly payment, rate, fees and total cost.

  3. Choose your next step.

    If you decide to finance, complete the lender’s process. Then coordinate the installation with our team.

A few common questions

Before you apply.

Want to talk about the work first?
Call (574) 936-9715

Will checking options affect my credit score?

Checking personal-loan options through Hearth uses a soft credit inquiry, which does not affect your credit score. If you apply with a lender, the lender may perform a hard inquiry that can affect your score. Credit card applications have their own credit-check requirements.

Can I check options if my credit isn’t perfect?

Hearth works with lending partners that serve a range of credit profiles. You can check for available personal-loan options, but not everyone will qualify. Approval, loan amounts and terms depend on the lender and your individual circumstances.

Is the credit card always interest-free?

No. A 0% introductory APR offer lasts only for the promotional period stated by the issuer. After that period, the standard APR applies. Review the offer’s rates, fees, eligible transactions and payment requirements before applying.

Do I need to use my home as collateral?

Unsecured personal-loan options do not require home equity or your home as collateral. Hearth may offer other financing products with different requirements, so check the terms of the specific offer you choose.

Do I have to finance to get a quote?

No. Request a quote from Banner Electric first, explore financing first, or pay without financing. We can help plan your generator or electrical project either way.

Let’s talk about your home

A little planning goes a long way.

Get a quote from your local electrical team, or explore a payment plan on your own time.

Get a Project QuoteCheck Payment Options

Banner Electric is not a lender. Hearth is a technology company that connects consumers with financing providers; it does not make loans or credit decisions. Financing is subject to credit approval. Availability, loan amounts, rates, fees, credit limits and terms vary by provider and applicant. Prequalification is not a guarantee of approval. Personal-loan features described above do not necessarily apply to credit cards or other financing products.

Learn more about Hearth’s loan options and financing features. Review the lender’s or card issuer’s full terms before accepting an offer.